My Neighbor Got A New Car
I don't know what kind it is, but I saw it on TV running full speed along the shore (I don't live near the shore) throwing up spray or maybe it was that one climbing up the steep mountain trail thru the mud, rocks and snow. Very exciting. (I don't live near the mountains either.) WOW! Just what I need. But there are a few obstacles. It costs about $28,000.
(That's close to the average annual wage.) I have perfect credit and they'll give it to me for no money down. All I have to do is make the monthly payments for the next 5 years of only $541. Maybe it won't be that much because I'll be trading in my car and I have it almost paid for it. I can see me now headed for the beach or climbing that mountain in that shiny new car. I tell my wife.
She says, "So". I say, "Waddayamean ?so'?" She elaborates that our car is almost paid for and hasn't a scratch on it. It looks like new when it is washed and waxed and runs great. She whacks me with if I want a different car we can have this one repainted and put on new slip covers. The transmission and AC have both been replaced and it has less than 100,000 miles on it.
She remembers the engine is rated for 200,000 miles and the tires are good for another 50,000 miles. How does she recall those statistics? I can't win for losing with this woman. There is a tone in her voice that I know means finality when she iterates, "You might want a new car, but we don't need one". My reply is the car might break down and may cost thousands to fix". Her lightning reply, "Well, it won't cost $28,000 and our insurance bill won't go up either.
If you want payments you can make an extra mortgage payment each month. Better yet let's knock down that credit card debt." I hear the air hissing out of my balloon. No beach. No mountains. Forget all that practical stuff like saving for retirement or having some extra cash put away for emergencies.
Damn. BUT - my neighbor has a new car..
Al Thomas' best selling book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter and receive his market letter at www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know.Copyright 2005al@mutualfundmagic.com5 Steps To Cheap Car Insurance Premiums
Although car insurance is compulsory, it's not necessary to pay more than you have to. A few simple steps combined with some time surfing for competitive car insurance rates really can save you serious money.Step 1 - ExcessThe easiest way to cut your car insurance premiums is to cut the risk and accept a higher voluntary excess. An insurer's standard excess may be ?100 but if you meet the first ?250 of any claim, you'll see a reduction in your premium. This is because you're taking on more of the risk so you get a discount. But it's a gamble, be aware that you might have to meet the cost of a broken window after an attempted theft, then a bill for repairing bodywork damage after a car park crunch.Step 2 - SecurityFitting security devices can also result in cheap car insurance premiums.
All major insurers insist on Thatcham rated security equipment, usually a minimum of an alarm. If you live in a high-risk area for car crime, it makes sense to fit extra security....
5 Steps To Cheap Car Insurance Premiums
Car cd player > 5 Steps To Cheap Car Insurance Premiums
Do You Love Your Child? Child Car Seat Safety Is A Must!
Child Car Seat SafetyWe know you love your children, but so many people do not follow these simple car seat safety principles.
By following these easy steps you can ensure your child is completely safe in your car.Just to get one thing straight, there is no one best child car safety seat.
The best car safety seat is determined by various factors that you as the parent need to take into consideration.
The seat needs to fit your child's height and weight, as well as be able to fit properly in your car.Another common misconception is price.
More expensive, does not always mean better quality or the seat is better safety wise.The first step of proper car seat safety is of course determined by the age of your child.
Any child that is under the age of twelve should be kept in the back seat of a vehicle.
This is especially true if your car has passenger side air bags.Infants should be in a rear facing car seat until they are at least one...
Car cd player > Do You Love Your Child? Child Car Seat Safety Is A Must!
E-Z Rent-A-Car Expands Presence in Local Rental Car Market in Orlando and Tampa
(ContentDesk) August 30, 2005 -- While E-Z Rent-A-Car's primary market is the leisure airport markets, such as Ft. Lauderdale, FL, Denver, CO and Phoenix, AZ, its expansion into other markets has been successful.In Orlando, FL, the concentration in the local market has been focused through three offices, International Drive, Kissimmee, FL, and Sanford, FL.
E-Z Rent-A-Car has established relationships with referring partners in local hotels to provide car rentals to mutual clients.Additional sources of local car rental business has stemmed from automobile insurance companies looking to provide replacement vehicles for their customers.
Further expansion plans call for direct connection to insurance companies through established EDI systems.A similar strategy for the local car rental market has been launched in Tampa, FL, Clearwater, FL and Clearwater Beach, FL.Contact:Charles Graham407-888-0500e-mail protected from spam bots.
Car cd player > E-Z Rent-A-Car Expands Presence in Local Rental Car Market in Orlando and Tampa
Should You Keep Your Old Car or Buy a New One?
Are you sure you need a new car? I'm sure you want the newest safety features and modern styling that a new car offers. Perhaps you need a larger vehicle to fit your growing family. You probably feel that your old car no longer fits your life. But how about cost?From an economic perspective, you're better off keeping your old car. It could save you thousands of dollars.
Taking better care of your current car may make much more sense in the long run.You're probably thinking - those repair bills are really adding up. But the cost of repairs will never exceed the cost of a new car. Changing your oil, replacing brakes, belts, and hoses are nothing compared to monthly payments on a new car. Even costly repairs like rebuilding an engine makes good financial sense.If you've paid off your car, it is still in great shape and needs only a few modest repairs, there's no need to throw it away. Enjoy your freedom from car payments.
Enjoy lower annual taxes, insurance rates and license...
Should You Keep Your Old Car or Buy a New One?
Car cd player > Should You Keep Your Old Car or Buy a New One?
Hard-wired for Exercise
Exercise will make you more fit, but that's only a small part of the story, according to Philip J. Goscienski, M.D. "Humans are designed for much more physical activity than most of us get," says Dr. Goscienski, author of Health Secrets of the Stone Age, "and every cell of the body benefits from it. Barely 20 percent of Americans are physically active enough to enjoy those benefits."The 80 percent of us who savor the soft life now will have to endure a hard life later, he says.
The human...
My Neighbor Got A New Car exercise
Car cd player > Hard-wired for Exercise
Playing With The Color And Image
Does your image appear good on the screen, but looks blurred, jagged or fuzzy when you print it?To clearly see the difference of the quality of image on screen and on print, take an image from the internet. Zoom it out or make it larger. Can you see how series of little squares appear on the image? Try to print it and you'll see that the color will fade. There will be a change in the resolution.Resolution is, basically, the sharpness or crispness of an image. When an image is shrunk, the color...
My Neighbor Got A New Car photo printers Playing With The Color And Image Car cd player
Car cd player > Playing With The Color And Image